If you can reach an agreement to change your original contract, get it in writing to avoid questions later. If you don't reach an agreement, your lender may demand that you return the car.If you agree to a "voluntary repossession," you might pay less in fees. A licensee shall not repossess a motor vehicle securing a title loan prior to the date specified in the notice. This is your authorization for collection or repossession of the above described assignment. To view, complete, and print Circuit Court fill-in forms, you must have Adobe Acrobat installed on your computer. Completing the Form. View the Motor Vehicle Repossession Services Agreement in our extensive collection of PDFs and resources.