Use our free Loan Agreement template to create a contract online. A loan agreement is a legal document between a creditor who lends money to a borrower that is repaid with interest.Borrower wishes to borrow funds from Lenders, and Lenders have, at the request of all Loan Parties, agreed to make a term loan and other extensions of credit. A personal loan agreement can protect both you and the borrower when you lend money. Use our step-by-step guide for how to write a personal loan agreement. The contract defines the borrower and lender, the amount of money lent, the interest rate, and how long the borrower has to pay it back. Defined in the Development Agreement) be considered to be an Unavoidable Delay hereunder. WHEREAS, The Lender agrees to lend a fixed amount of money;. COMMINGLING - To mingle or mix; for example, to deposit client funds in the broker's personal or general account. Your Capital One assistant, looking out for you and your money.