Learn more about Florida's repossession laws, what Florida repo agents can and cannot do, and what happens after the car is taken away. Generally, the lender can repossess the vehicle if you are in default.Default occurs when you have violated certain important terms of your financing contract. You can also file a complaint with your state attorney general or consumer protection office . You need to file an answer and challenge the amount that you are now being sued. You would have some defenses to their complaint for deficiency judgment. An experienced Tampa bankruptcy attorney may be able to prevent the car from being repossessed and eliminate late fees and penalties. My personal belongings are in a repossessed vehicle (due to default to a loan). The recovery company's charging me A fee. You do not have a right to notice in the repossession process, but you do have a right to notice if the lender pursues a replevin action.
