The Answer is your response to the Summons and Complaint and tells the court your defenses or reasons why the mortgage Lender must not win the case. The Department of Financial Services staff can help you file a complaint.Easily open court cases and e-file documents from a single website to a number of Georgia courts anytime and from anywhere - 24 hours a day, seven days a week. You must file where the Defendant lives. The Clerk of Magistrate Court provides forms required for filing a Personal Property Foreclosure (PDF). File electronically at the link at the bottom of this page. Consumer Complaints: (404) 651-8600. Toll-free in Georgia: (800) 869-1123. What is the first step in a judicial foreclosure? If you are in a foreclosure court case, you should consult an attorney.