This request can be made through the DMV or directly to the lender. This article covers how vehicle repossession works in New York state and what your rights are as a New Yorker.Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. First gather the proof of all payments on the lien and and or the final statement that says it's paid in full. I filed for bankruptcy chapter 13 5 days ago I called my lien holder to released the repossess vehicle they say they will not ? When you need assistance applying for repossession titles, contact Consolidated Automotive Services of Indiana at (812) 9888300. I looked on my credit report and they charged the loan off as bad debt. Does that mean they aren't going to try to repossess it? Carter (defendants) for the alleged wrongful repossession of her automobile.