The sheriff has to do this. If you default on your car loan payments, the lender can take your car back through repossession or replevin.Learn the difference. What do I need when I send over a replevin order? Creditors use replevin actions to recover collateral when debtors default on secured loans. Generally speaking, the plaintiff must only prove that he has a legal right to possess the property. He does not have to prove that he has a DMV title. Replevin is the legal writ that allows seized goods to be restored to their owner, either as a final judgement or a provisional remedy. Fill out our online application form. You must hand over the car to the lender once a replevin order has been issued and served on you.