The court found that a lender who repossesses a vehicle before a borrower files for bankruptcy is not in violation of the "exercise control" provision. While repossession does not involve a formal process in court, replevin consists of getting the court to order the consumer to return the vehicle to the lender.A writ of replevin is a prejudgment process ordering the seizure or attachment of alleged illegally taken or wrongfully withheld property. The process of starting a replevin action usually begins with filing a complaint. What will happen if a writ of replevin is issued against myself for a financed vehicle that I no longer have possession of? We submit a Motion and proposed Order to the Court 20 days from the date of repossession. Replevin is a provisional remedy that is usually ordered before a judgment. If you are a secured creditor with proper liens on title you can act to repossess the collateral without a court order. By: Craig H. O'Neill. Construction and Surety Alert. 10.25.21. Share.