Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first.1. Enter the lienholder's name and address. Obtaining a repossession title involves completing specific paperwork to transfer ownership from the previous owner to the lienholder. This form is used to obtain a Pennsylvania Certificate of Title for vehicles not currently titled in Pennsylvania, or which were repossessed (1. The lienholder of a repossessed vehicle may apply for a certificate of title for the last vehicle owner according to BMV record. How to complete the T-16 Form. If you fall behind on your loan payments and can't keep up with them, you should contact your lender to talk about your options. Car Repossession and Bankruptcy. After repossessing your car, the loan company is usually required to send you some sort of notice of repossession form.