Repossession is the process of taking back a car after the owner defaults on their auto loan. Complete this form and bring it with the license plates, if any, to any Motor Vehicles office.Explore the car repossession process, including how it works, legal aspects, and steps to recover your vehicle. Get informed and take action! When a borrower falls behind on a car payment, the lender makes arrangements to have the vehicle picked up and sold at auction. This form is used to obtain a Pennsylvania Certificate of Title for vehicles not currently titled in Pennsylvania, or which were repossessed (1. Complete Auto Recovery took possession of the vehicle at the direction of the defendant's creditor and lien holder. If you are trying to stop a car repossession , we can help. Certificate of Repossession – State Form 39738. Form must be completed in its entirety.