Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. This article covers how vehicle repossession works in New York state and what your rights are as a New Yorker.The lender or leaseholder can repossess the car even if you are only a few weeks behind in your payments and even without any notice to you. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Was the sale handled in a commercially reasonable manner, e.g. , advertising for bids, contacting various dealers, etc.? Looking for Notice Of Vehicle Repossession Letter Template to fill? Owner of the record of the above referenced vehicle. It is our intention to retrieve the vehicle from your facility on the basis of an involuntary repossession.