How to fill out the Georgia Affidavit of Repossession Form T-16 Instructions? 1. Collect owner and vehicle details. 2.This page will provide an overview of Georgia's Repossession Laws and what you should know if you've fallen behind on car payments. The proper procedure is to submit a write with the county where you obtained the lien. The sheriff's office will then seize the vehicle and sell it at auction. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. In this article, we'll explain how to respond to how to answer a summons without an attorney in Georgia. We'll cover deadlines, fees, forms, and more. If you don't receive the re- sponse you desire, file a complaint with the Department of. Consumer Affairs using the information below.