This page will provide an overview of Georgia's Repossession Laws and what you should know if you've fallen behind on car payments. Georgia vehicle repossession laws allow lenders and creditors to repo your car if you default on payment.Cherney Law Firm can help. Edit, sign, and share repo order form online. No need to install software, just go to DocHub, and sign up instantly and for free. In Georgia, there are laws about how and when a creditor can repossess a vehicle and how you can get your car back if it has been repossessed. Under Georgia law, if you fail to make your payments on time or default on other legal obligations, the creditor has the right to repossess the vehicle. How to fill out the Georgia Affidavit of Repossession Form T-16 Instructions? 1. Collect owner and vehicle details. 2. If you are facing the possibility of vehicle repossession in Georgia, you may have legal options.