16 Affidavit of Repossession (PDF, 88.48 KB) Department of Revenue How can we help? This page will provide an overview of Georgia's Repossession Laws and what you should know if you've fallen behind on car payments.1. Complete owner information. Repo's Allowed: After 20 day "Right to Cure" letter from lienholder to debtor, repossession allowed without committing a breach of peace. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. How to fill out the Georgia Affidavit of Repossession Form T-16 Instructions? 1. Collect owner and vehicle details. 2. The proper procedure is to submit a write with the county where you obtained the lien. The sheriff's office will then seize the vehicle and sell it at auction. In today's blog, we're discussing Georgia's repossession fees and how bankruptcy can help stop the repossession process.