Legible copy of contract between the repossessor and the person from whom the vehicle was repossessed. Who needs to fill out this form?Lien holders, dealerships, and financial institutions involved in repossession circumstances will need to complete this form. This page will provide an overview of Georgia's Repossession Laws and what you should know if you've fallen behind on car payments. In Georgia, there are laws about how and when a creditor can repossess a vehicle and how you can get your car back if it has been repossessed. Are you facing repossession? You have legal options. Under Georgia law, if you fail to make your payments on time or default on other legal obligations, the creditor has the right to repossess the vehicle. The proper procedure is to submit a write with the county where you obtained the lien. The sheriff's office will then seize the vehicle and sell it at auction.