Skip to main content. An official website of the State of Georgia.Transfer Documents - The manufacturer's statement of origin (MSO), Georgia title, or out-of- state title must be submitted. Learn more about Georgia's repossession laws, what Georgia repo agents can and cannot do, and what happens after the car is taken away. In the state of Georgia, a debt collector can do this without a court order. This is often called self-help repossession. Some lenders may try to work with the vehicle buyer, rather than repossess the vehicle. Explore our free tool. If your vehicle is repossessed, you might still owe the lender money (a "deficiency"). Learn how to deal with a deficiency after a car repossession.