Customer: I had an auto loan with Harris NA in 2008-2009. I got a letter from Harris NA indicating that I had indeed paid off the loan.Get access to direct deposit forms, automatic bill payment forms, and loan management from BMO. You need to write the Foreclosure letter to the branch manager. Also, make sure you state the reason for foreclosure very clear and concise. Do they allow foreclosure? If yes, just visit the bank with a letter that you want to foreclose the loan as per para 123 of the Loan document. As for most mortgage foreclosures, there is no registration required. It can take up to six weeks or more to have the lien removed from your car title and make it officially yours. Texas Department of Motor Vehicles (TxDMV) printed approximately 200,000 renewal notices in error for Texas automobile owners living in emissions counties.