I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. This page will provide an overview of California's Repossession Laws and what you should know if you've fallen behind on car payments.Edit, sign, and share right of repossession online. No need to install software, just go to DocHub, and sign up instantly and for free. California law permits cars to be repossessed after one late or missed loan payment. Cars may be repossessed after missed insurance payments as well. What you need to know about repossession law in California and how to get your repossessed car back. Contact us today for help. If you don't reach an agreement, your lender may demand that you return the car. If you agree to a "voluntary repossession," you might pay less in fees.