The plaintiff must serve the defendant with the foreclosure complaint. This can be done through certified mail, a courier service or in person.We can provide you with samples of court forms that are available. • We can provide you with guidance on how to fill out forms. A notice of foreclosure sale must be served on the property occupants. This must be done at least 4 weeks before the scheduled sale date. You have 35 days from the date you are served with the summons and complaint to file an answer to the NJ foreclosure complaint. Get expert advice on filing a verified complaint form in New Jersey, including landlordtenant disputes and pursuing owed amounts. Annual contributions contract. ADA. If there is a verification you should make a verified Answer.