Use our free Loan Agreement template to create a contract online. Loan and Trust Agreement among Hillsborough County Industrial Development Authority, Tampa Electric Company and The Bank of New York Trust Company, NAA loan agreement is a legal document between a creditor who lends money to a borrower that is repaid with interest. A personal loan agreement can protect both you and the borrower when you lend money. Use our step-by-step guide for how to write a personal loan agreement. The contract defines the borrower and lender, the amount of money lent, the interest rate, and how long the borrower has to pay it back. These are the forms that Clerk's office provides for Circuit Civil cases. A personal loan agreement is a contract between two parties, generally a borrower and a lender. It outlines how much is borrowed, how it's repaid and more. Learn about getting and using credit, borrowing money, and managing debt.