The purchaser must submit: • Application for Vehicle Title and Registration (if applicable) and appropriate fee. Learn more about Illinois' repossession laws, what Illinois repo agents can and cannot do, and what happens after the car is taken away.Understanding Illinois car repossession laws a comprehensive guide to your rights and available options. This is an attorney desk reference manual from Illinois Legal Aid Online. In Illinois, creditors are allowed to conduct a repossession without sending a pre-repossession notice to the consumer. In Illinois, a vehicle can be repossessed after just one missed payment. Lenders are allowed to seize your car as soon as you default on the loan terms. Use our EasyForm to fill out a letter to the repossession company to demand your property. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Dealer's cost price is due from the dealer on all parts transferred under the contract.