This article covers how vehicle repossession works in New York state and what your rights are as a New Yorker. Complete this form and bring it with the license plates, if any, to any Motor Vehicles office.1. Enter the lienholder's name and address. Edit, sign, and share repo order form online. No need to install software, just go to DocHub, and sign up instantly and for free. This file is a comprehensive repossession checklist designed to guide lenders through the key steps involved in the repossession process. I have made my payment to release my car. Can the repo company hold my car because it still doesn't have insurance on it? This article covers how vehicle repossession works in New York state and what your rights are as a New Yorker. Even if you successfully complete a voluntary repossession, the payments you missed on the auto loan will still appear on your credit report.