When you are finished, you can print your completed form. Together with, and subject to, the rights, obligations, easements, restrictions, agreements and other provisions set forth.Instructions to Tenant: Please type or print clearly all information requested on both sides of this form and attach the evidence requested below. This article covers how vehicle repossession works in New York state and what your rights are as a New Yorker. The lender or leaseholder can repossess the car even if you are only a few weeks behind in your payments and even without any notice to you. I was a manager there for 8 years and I am willing to bet they would have to go out of business if they did credit checks. You can follow these three steps to answer a debt collection case: Respond to each claim listed in the Complaint document. Assert your affirmative defenses. There are no debtors prisons in the US. They can repossess what you rented and sue you for what you owe them. A budget is a roadmap to plan your finances and keep track of where your money goes.