I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. California's Replevin Law (Gov't.Replevin is an alternative to repossession that gets a court involved and avoids a confrontation with the debtor. If you default on your car loan payments, the lender can take your car back through repossession or replevin. Learn the difference. Of the constitutional arguments discussed therein. 1. That is a two part answer. Repo state laws apply in the state in which your finance company is located. A conditional sale in the form of a so-called lease contract with the option of purchase. 8 9 The seller may, if the contract so provides, retake the.