Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. The following are guidelines to help you formulate a repossession policy for the credit union to follow.Generally, repossessions occur where the purchaser of a vehicle fails to make payments on the car note. You, the Buyer (and Co-Buyer, if any), may buy the vehicle below for cash or on credit. Learn about repossession laws from the NYC Bar Legal Referral Service. Find an attorney in New York. If you can't make your payments according to your car loan agreement, consider refinancing your car loan. Confidential, secure access. Switch plans or cancel any time. Vehicle dealer is defined in Utah Code §59-12-102 as any.