Complete this form and bring it with the license plates, if any, to any Motor Vehicles office. This article covers how vehicle repossession works in New York state and what your rights are as a New Yorker.Approach the lender and tell them how your financial circumstances have changed since you took out the loan. The following are the most common ways that we see finance companies and repossession agents breach the peace during a vehicle repossession. If a car is out for repossession and stored in a garage but never driven, can the repo man get legal orders to take the car from the garage? Student loan debt relief companies might say they will lower your monthly payment or get your loans forgiven, but they can leave you worse off. I recently sold a car to my wife's friend and she promised to pay but hasn't. Adobe Reader may be required for your browser or you may need to download the form to complete it properly. To send us a message, please select from one of the options below and fill out a short form. To send us a message, please select from one of the options below and fill out a short form.