Get a highly converting sample letter to distressed homeowners that will help you buy their preforeclosure property. May include: A one-page foreclosure letter template designed for real estate agents.We share several ways you can look for neglected or distressed properties and a variety of free email and letter templates you can begin using today! Use this free letter template to solicit listings from distressed property owners. Download the Mail Merge Instructions Chase has been sending out letters that implicitly discourage homeowners from applying for Pennsylvania's HEMAP program. It is possible, if you have paid down the mortgage for 20 years, so that you have a ton of equity in the house, and only owe a few thousand. Another group of people you can begin marketing to includes out-of-state homeowners. An alphanumeric code necessary for completing electronic financial transactions. The PIN can be found on any original Secured Property Tax Bill.