I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. If you get behind on your car payments or don't have auto insurance, the loan company can take your car.This is called vehicle repossession. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. It doesn't concern you. What you need to know about repossession law in California and how to get your repossessed car back. Contact us today for help. Many repo companies never send out this written notice, so call us for a free consultation if you were charged for storage and never received a letter. Next, fill in your information as the borrower, and then provide the lender's name and address. Many repo companies never send out this written notice, so call us for a free consultation if you were charged for storage and never received a letter.