If you get behind on your car payments or don't have auto insurance, the loan company can take your car. This is called vehicle repossession.I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. Regarding your question about whether a repossession company in California can take your car if you don't have the title, here are some key points to consider. Repo's Allowed: If repossession discussed with debtor the secured party must give a ten-day notice otherwise peaceful repossession allowed. Please call in advance to confirm service is available. If your clearance request is approved, you will receive a CDTFA -111, Certificate of Use Tax Clearance. You agree that you are responsible for all charges arising out of this Agreement. The name and address of the legal owner of such vehicle at the time of repossession;. D. The name and address of the person or agency repossessing the vehicle;.