Foreclosure scams to watch out for and where to get help; Your rights and what happens in a non-judicial foreclosure; What rights a tenant has in a foreclosure. The notice must have a form you can fill out and send back to request the extension.(Do this if you need more time to pay the fees to get your car back!) Please fill out Trespass Authorization Form and file with your local law enforcement office. In this 8-step guide, we'll explain how to buy foreclosed homes in Los Angeles and help you decide if buying a foreclosed home is right for you. Foreclosure occurs when a borrower fails to make mortgage payments, leading the lender to repossess and sell the property to recover the owed amount. Repossession and foreclosure are both processes that a creditor uses to reclaim property you put up as collateral for a loan, the procedures are different. I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. In California, the foreclosure process usually follows a non-judicial and structured set of rules. Foreclosures can be bought with no money if you accept and assume the seller's mortgage, avoiding a foreclosure process that would otherwise occur.