I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. If you get behind on your car payments or don't have auto insurance, the loan company can take your car.This is called vehicle repossession. If your judgment is against a business, you can record a lien with the Secretary of State's office. To do this, fill out a JL-1. Seeking a fillable Repo Order Form? Try our online editor for PDF files and fill this form out in a flash. This document is essential for legal owners of repossessed vehicles. It outlines the necessary steps for declaring repossession in California. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first.