I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. If you get behind on your car payments or don't have auto insurance, the loan company can take your car.This is called vehicle repossession. (Section 57A-9-504(3).) Liquidation Documents: Repossession title in name of lienholder. To obtain, need repossession affidavit and copy of contract. What rights do you have when your car is being repossessed? What forms must be included in the application package? This document is essential for legal owners of repossessed vehicles. It outlines the necessary steps for declaring repossession in California. Learn more about Louisiana's repossession laws, what Louisiana repo agents can and cannot do, and what happens after the car is taken away.