I certify that I, or the firm, company, or corporation I am authorized to represent, am the legal owner within the meaning of California Vehicle Code. How do I get my car back?1. In the sample letter, fill in your personal information. 1. In the sample letter, fill in your personal information. This page will provide an overview of California's Repossession Laws and what you should know if you've fallen behind on car payments. It doesn't concern you. He financed the purchase through a bank loan. Letter Example: "The account you are reporting is identified as a ''repossession", yet you continue to report late payments. This blog post is for those who cannot afford my paid credit repair services in Los Angeles and prefer selfhelp. Letter Example: "The account you are reporting is identified as a ''repossession", yet you continue to report late payments.