1. Download the complaint form that best suits your complaint. As the site explains: "If you are a Maryland consumer and have a dispute with a business, you can file a complaint with the Consumer Protection Division.Maryland, no prior notice to the debtor is required before repossession of the car takes place, however, if no. In the case of a replevin, you also must file the Request for Service and the Show Cause Order. Gather your documents. If it's possible, the simplest way to prevent a car repossession is to catch up on your car payments. 3. Mail the form to the address at the bottom of the complaint form. Now that the vehicle has been repossessed, it is an unsecured debt that you can discharge in a Chapter 7 case. Legal Consult Recommended. As long as they can get the crane-arm over your vehicle, they can lift it out.