You must have physical possession of the vehicle and be a Maryland resident in order to receive a Maryland title for a repossessed vehicle. This page will provide an overview of Maryland's Repossession Laws and what you should know if you've fallen behind on car payments.Most forms used in the District Court are contained in this index. Be sure to email a complete. Here is where to go for Easy Approval Auto Loans after Repossession in Maryland. We hope to see you at Auto Giants in the near future! Customer: Hi, I am a MD resident. If your car is repossessed, the lender must give you certain notices after the repossession and after it sells the car. Even if you successfully complete a voluntary repossession, the payments you missed on the auto loan will still appear on your credit report. When buying a car on credit, you almost always must put up the car as collateral for the loan.