This page will provide an overview of Maryland's Repossession Laws and what you should know if you've fallen behind on car payments. Repo's Allowed: After 20 day "Right to Cure" letter from lienholder to debtor, repossession allowed without committing a breach of peace.Filed in__________________________________________. Be sure to email a complete. Here are a few tips for completing the form: The form asks you to describe the property you wish to have released from garnishment. This form cannot be used to enforce a small claims judgment. If you receive this form in a small claims case, contact a lawyer. Selfhelp repossession is legal in Maryland only if the credit agreement allows it. A creditor may not start a debt collection case after the 3year statute of limitations. Maryland Consumer Protection Act.