You must have physical possession of the vehicle and be a Maryland resident in order to receive a Maryland title for a repossessed vehicle. Topics on this page: What is Financial Hardship?What to Do If You Cannot Pay Your Bills; What is a Hardship Letter? Welcome to the Maryland Department of Natural Resources (DNR) online form and application area. Repossession is the process of taking back a car after the owner defaults on their auto loan. To fill out this form, first gather the required information from the most recent owner records. Even if you successfully complete a voluntary repossession, the payments you missed on the auto loan will still appear on your credit report. I was in a car accident inmay 1996, the other vehicles ins. com. Instantly generate audience-focused content with AI-crafted headlines, paragraphs, and CTAs directly within the Instapage builder. As stated previously, consideration also may be given in the form of a credit.