If you are having an issue with your mortgage lender you can file a complaint with our Consumer Advocacy and Response Division. Learn about laws that can help you catch up on mortgage payments and avoid foreclosure.The petition must include a detailed description of the property, the mortgage loan (such as the amount owed), and the default. If your foreclosure is scheduled in the next 7 days, contact the Massachusetts Division of Banks (DOB) to request assistance in preventing your foreclosure. This post aims to clear up some of the confusion, and especially to help homeowners identify if they need to act before December 31, 2016. This legal template entails a foreclosure complaint regarding mechanic's liens under USA law specifically in the state of Massachusetts. If you'd like to speak with a bankruptcy attorney that serves your city, you can speak with one in a free consultation. Massachusetts, in contrast, is a nonjudicial foreclosure state, where a bank doesn't need a court order. Waived if you fill out the following form and send it to the court with the COMPLAINT, Cover Sheets and completed Summons forms: 1. A majority of the complaints to foreclose a mortgage in Massachusetts are filed in the Massachusetts Land Court.