If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. This page will provide an overview of Massachusetts' Repossession Laws and what you should know if you've fallen behind on car payments.Edit, sign, and share repo order form online. No need to install software, just go to DocHub, and sign up instantly and for free. Our team of MA vehicle repossession lawyers understand the state's laws and are ready to help you make the decisions needed to restructure your debt. Further, in Massachusetts, your lender must always credit you the fair market value of your vehicle. Edit, sign, and share repossession paperwork online. Even if you successfully complete a voluntary repossession, the payments you missed on the auto loan will still appear on your credit report. In Massachusetts, car repossession occurs when a lender takes back your vehicle due to missed loan payments (Mass. Gen. View current repossessions, request more information and submit offers.