This page will provide an overview of Massachusetts' Repossession Laws and what you should know if you've fallen behind on car payments. 1. Complete Lienholder Certification and Signature section. 2.Have application notarized. 3. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. The law protects certain income and property from creditors. If a creditor wins a case against you in court, you are responsible for the debt. To schedule an appointment call 803-326-1860. View current repossessions, request more information and submit offers. Discover what to do if your car is repossessed with personal belongings in it. Get insights on handling this situation in this article.