1. Complete Lienholder Certification and Signature section. 2. Have application notarized. 3.This page will provide an overview of Massachusetts' Repossession Laws and what you should know if you've fallen behind on car payments. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Repo's Allowed: After 20 day "Right to Cure" letter from lienholder to debtor, repossession allowed without committing a breach of peace. Repossession occurs when a creditor or lender takes back a vehicle from a customer who has fallen behind on loan payments. Insurance Settlement Letter showing conveyance of Title to Insurance company, with. Fill out our quote request form online. Click on the icons below to jump to the category or browse through the questions to find your answer. AccountServicing. • Insurance Company.