Copy: Submit to Tax Collector's office along with application for Certificate of Title or Certificate of. Repossession. This page will provide an overview of Florida's Repossession Laws and what you should know if you've fallen behind on car payments.Florida Repo Affidavit. Take full advantage of a electronic solution to generate, edit and sign contracts in PDF or Word format online. License plates belong to you, not the vehicle. 1. Enter the lienholder's name and address. Your creditor may have the right to repossess or take back your car without going to court or without warning you in advance. The Florida Department of Agriculture and Consumer Services (FDACS) licenses and regulates the recovery and repossession industry in Florida. The bank that repossessed the vehicle would have to apply to Florida Motor Vehicle Agency to obtain a new title. If I buy a car that is being repo in Florida is that legal and what kind of paperwork do I need to fill out so it will.