Copy: Submit to Tax Collector's office along with application for Certificate of Title or Certificate of. Repossession. This page will provide an overview of Florida's Repossession Laws and what you should know if you've fallen behind on car payments.The licensed recovery agent or intern is required to be present to assure a repossession is carried out in a lawful manner and to respond to law enforcement. If you're in Florida and your car has been repossessed, you still have the opportunity to redeem your car or reaffirm your loan. Want to work with one of the top car repossession attorneys in Florida? Our Palm Beach, Fort Lauderdale, and Miami car repossession attorneys are ready to help.