Copy: Submit to Tax Collector's office along with application for Certificate of Title or Certificate of. Repossession. This page will provide an overview of Florida's Repossession Laws and what you should know if you've fallen behind on car payments.The following is a sample vehicle repossession letter disputing collection activities associated with a deficiency from a motor vehicle repossession. Your creditor may have the right to repossess or take back your car without going to court or without warning you in advance. Most vehicles are towed to the towing agency's impoundment lot. However, vehicles impounded for investigation (i.e. They repossession my car I got the past due amount paid up I've been calling and calling leaving message after message. Enter the current date. Want to work with one of the top car repossession attorneys in Florida? Our Palm Beach, Fort Lauderdale, and Miami car repossession attorneys are ready to help.