This certification is required when filing a title application for a repossessed vehicle, titled ORV, or titled watercraft, or a registration. Michigan repossession law allows a creditor to repossess your car at any time after you default on your car loan or lease.To fill out this form, gather all necessary vehicle information and your details. Be prepared to validate the repossession with appropriate documentation. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. This file is a comprehensive repossession checklist designed to guide lenders through the key steps involved in the repossession process. Does a creditor have a judgment against you? This article explains how property seizure happens and what to expect if it does. Fill out the form below to request your no-obligation consultation or call 248-927-2755. Please enable JavaScript in your browser to complete this form.