Michigan is a selfhelp repossession state. That means the lender can repossess your car as soon as you're in default, without getting a court order.This certification is required when filing a title application for a repossessed vehicle, titled ORV, or titled watercraft, or a registration. To fill out this form, gather all necessary vehicle information and your details. Be prepared to validate the repossession with appropriate documentation. This file is a comprehensive repossession checklist designed to guide lenders through the key steps involved in the repossession process. Does a creditor have a judgment against you? This article explains how property seizure happens and what to expect if it does. Fill out the form below to request your no-obligation consultation or call 248-927-2755. Please enable JavaScript in your browser to complete this form.