This certification is required when filing a title application for a repossessed vehicle, titled ORV, or titled watercraft, or a registration. License. Business type.Auction houses conducting sales of repossessed vehicles. How PrintFriendly Works. Vehicle lienholders who need to reclaim ownership. Under Michigan law, if a car dealer executes the contract of sale and financing contract, then the deal is done, and the dealer has no right to unwind the deal. Most often, dealers spot deliver cars because they are overly eager to lock down a consumer before that consumer can buy a car elsewhere. Rights Protection Law Group has an attorney in Michigan who can practice repossession law. You may have experienced an illegal repossession of your vehicle. If you get behind on your car payments or don't have auto insurance, the loan company can take your car.