This certification is required when filing a title application for a repossessed vehicle, titled ORV, or titled watercraft, or a registration. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first.Auction houses conducting sales of repossessed vehicles. How PrintFriendly Works. No, the insurance company cannot repossess the vehicle. Only companies that have a lien, or legal claim, on the value of that car, can repossess it. What a Michigan Repossession Attorney Can Do for You. (i) "Installment sale contract" means that term as defined in section 2 of the motor vehicle sales finance act, MCL 492.102. WARNING – When a named excluded person operates a vehicle, all liability coverage is void – no one is insured. Blackwell, Superior Court,.