This certification is required when filing a title application for a repossessed vehicle, titled ORV, or titled watercraft, or a registration. Vehicle lienholders who need to reclaim ownership. 2.Individuals or businesses repossessing vehicles. 3. Auction houses conducting sales of repossessed vehicles. How PrintFriendly Works. Certificate of title and lien applications are processed at the State. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. The rest of this article is about seizing property to pay unsecured debts. Most states don't require car loan lenders to give debtors notice before repossessing vehicles. The rest of this article is about seizing property to pay unsecured debts.
