This form is a Verfied Complaint for Replevin. The plaintiff has filed this action against defendant in order to replevy certain property in the defendant's possession.
Complaint Repossession With Insurance In Middlesex
Category:
State:
Multi-State
County:
Middlesex
Control #:
US-000265
Format:
Word;
Rich Text
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FAQ
What Happens If the Repo Agent Doesn't Find Your Car? But if you make it hard for the repo agent to get it, then the creditor may use another method to get the car back, called "replevin." Replevin can be just as costly as a repossession, if not more so.
You can cancel the insurance with no problem. They would owe you the prorated portion of the time it was not used.
Contact the New Jersey Department of Banking and Insurance (NJDOBI) for complaints against insurance carriers and discount health plan providers, complaints involving mortgage, banking and real estate issues, and for questions about insurance coverage.
File Complaint Online: Mail/Fax: Mailing Address: NYC Department of Consumer and Worker Protection. Consumer Services Division. 42 Broadway, 9th Floor. New York, NY 10004. Fax: (212) 487-4482.
New Jersey Department of Banking and Insurance. Consumer Inquiry and Response Center (“CIRC”) P.O. Box 471 – Trenton, New Jersey 08625-0471. Phone: (609) 292-7272 Fax: (609) 777-0508 or (609) 292-2431.
Insurance Complaint Agency: New York State Department of Financial Services. Phone Number: (212) 480-6400. Business Hours: Monday - Friday: 9 AM - 5 PM.
Falling behind on car payments affects your credit, and this can make it harder or more expensive to get loans in the future. A repossession could also stay on your credit reports for up to seven years. Repossession can also mean paying higher insurance rates.
Direct Dispute with the Lienholder: Even though the lienholder has refused to remove the repossession, consider sending them a formal dispute letter. In the letter, outline the timeline of events, provide evidence of the insurance payout, and explain why the repossession should not be considered a default on your part.
With replevin, the car lender files a lawsuit seeking an order from the court requiring you to give the car back. If you fail to abide by the court order, you might be subject to both civil and criminal penalties.