New Jersey Repo Attorneys. Glenn R. Reiser represents creditors in actions to repossess leased and financed equipment and personal property.This is a selfhelp remedy that allows creditors to take possession of said car and you do not have to be sued first. Call (732) 709-7277 - Jonathan Rudnick is dedicated to serving our clients with a range of legal services including Consumer Fraud and Lemon Law cases. While repossession does not involve a formal process in court, replevin consists of getting the court to order the consumer to return the vehicle to the lender. File a Vehicle or Boat Repossession Complaint. If you default on your car loan payments, the lender can take your car back through repossession or replevin. Learn the difference. Replevin is a legal action to secure possession of personal property such as cars, boats, and artworks. This helps expedite the court proceedings and won't force you to file several different claims.